Close the job.
Keep earning after.
Nx Gen Leasing lets you offer homeowners flexible equipment leasing at the point of sale — so price stops killing deals. You install, you service, you keep the customer. We give you the program to go toe-to-toe with the biggest names in the business.
Compete with the giants. Keep more of the deal.
We're a leasing partner built to back independent HVAC dealers — never to compete with you. Here's what you get when you offer Nx Gen Leasing to your customers.
Go up against the largest competitors
The national players win deals on financing, not better work. NGL puts an enterprise-grade leasing program in your hands so you can match them quote-for-quote — and beat them on service.
Close more jobs
Turn a $10,000 price tag into an affordable monthly payment. Leasing removes the upfront-cost objection so more quotes turn into installs.
Get paid to service & maintain
You don't just earn on the install. NGL pays you to service and maintain the leased equipment for the life of the term — turning one sale into years of revenue.
Preferred equipment pricing
Tap our buying power on Lennox, Rheem, Bradford White and more. The same volume pricing the big players use — now protecting your margins.
You keep the customer
The relationship stays yours. We support the financing in the background while you stay the homeowner's trusted contractor for every future job.
Operational & finance support
Need a hand? Our team backs you with credit approvals, contract admin, and operational and finance support whenever you need it.
Half of every payment builds ownership.
The easier the lease is to trust, the easier it is for you to close. NGL is built to be fairer than anything the big players offer — and that's your edge at the kitchen table.
50% builds ownership
Half of every monthly payment goes straight toward owning the equipment. Customers aren't renting forever — they're building toward something real.
No punitive break fees
Life changes. If a customer needs to exit early, there are no punishing penalties or inflated buyout traps — just a fair, transparent number they saw from day one.
No upfront cost, coverage included
One predictable monthly payment covers the equipment, parts and labour — with maintenance handled by you, the dealer, and paid by us.
Better pricing on the brands you already install.
As an NGL partner, you get access to preferred pricing through our supplier relationships — the same volume advantage the national chains rely on, so you protect your margins on every leased system without changing the equipment you trust.
Brand availability and pricing vary by region and supplier agreement. Talk to us about the lines you install most.
From quote to payout in three steps
Offer leasing right at the kitchen table. The whole process runs from your phone or tablet.
Quote & apply on site
Present the monthly lease payment instead of the sticker price. The homeowner applies in minutes and gets a credit decision on the spot.
Install the job
Approved? Schedule and complete the install with your crew, using preferred-priced equipment. Submit the paperwork digitally.
Get paid — then keep earning
Your install payout arrives within 72 hours, and you're paid to service and maintain the equipment for the life of the lease.
We back your business behind the scenes.
From paperless approvals to operational and finance support when you need it, NGL handles the admin so you can stay focused on installs and service.
Paperless approvals
Credit decisions in seconds on any device. Contracts and disclosures signed digitally on site.
Fast, fee-free payouts
Funds in your account within three business days. No merchant fees and no setup costs.
Operational & finance support
A dedicated team to help with deals, paperwork, and finance questions whenever you need a hand.
What dealer partners tell us
"For the first time I can put the same kind of monthly offer on the table as the big franchise outfits — and my service is better. That's a fair fight I win."
"Customers love that half the payment goes to owning it and there's no nasty break fee. It sells itself once they hear it."
"They handle the financing admin and leave the customer with me. I'm still the one they call for the next job."
The equipment your customers need
Lease-only programs across the home comfort categories you install every day.
Heat pumps
All-season heating and cooling in one efficient system.
Water heaters & tankless
High-efficiency tank and tankless hot water systems.
Furnaces & AC
Reliable heating and cooling sized for Ontario homes.
Water treatment
Whole-home filtration and softening systems.
Become an NXGenLeasing dealer partner.
It's free to join. Start offering leasing, win more jobs against the biggest players, and turn every install into ongoing service revenue. Let's talk about the brands you install and how we can support your team.